The FIRE Planner helps you project how long it will take to achieve Financial Independence and Retire Early. Enter your income, spending, savings, expected returns, and safe withdrawal rate (SWR) to calculate your FIRE target. Get insights into your savings rate, projected age at financial independence, and personalized advice to accelerate your journey.
FIRE (Financial Independence, Retire Early) is a lifestyle movement where people aim to achieve financial freedom much earlier than the traditional retirement age. The core idea is to save and invest aggressively — often 50–70% of income — while keeping expenses low.
By building enough wealth to live off investments (using the Safe Withdrawal Rate, commonly 4%), people in the FIRE movement can stop relying on traditional jobs and gain freedom to pursue passions, travel, or retire decades early.